Credit Insurance

Trade credit insurance from Atradius is a straightforward, cost effective and flexible way to ensure you get paid for goods and services you supply within the United States and abroad.

Our Trade Credit Insurance helps protect you from losses that may be caused by the failure of a customer to pay an invoice through insolvency, or their refusal or inability to pay under the terms of a contract.

By assuring your cashflow with Credit Insurance, you may enjoy a range of benefits including:

Increased access to finance, as we can provide your bank with the reassurances they need when extending finance to you
Gaining a competitive advantage in your market through identifying opportunities as well as risks
A reduction in your bad debt provision and, in turn a healthier balance sheet
The confidence to seek out new markets and customers and benefit from the growth this may bring

One Credit Insurance policy, personalised options

To keep things simple, we operate just one policy – Modula. Within this are a range of modules to suit your needs. Acting as ‘building blocks’ of cover, this allows us to create a detailed and bespoke policy for you, to reflect your individual trade exposures.

This can be particularly useful when operating several policies to cover your different customers or markets.

Modula allows for varying levels of risk and need between customers to be clearly identified and differentiated. Providing a single policy promotes standardisation and clarity, while the individual modules allow for a custom fit and a policy suited to each individual need.

Further benefits of our Modula system include:

Consistency across markets and languages – our multilingual underwriters and legal team ensure your policy is clear and promotes the same meaning in all languages
Transparency – your policy will only contain conditions that are relevant to you and will not be confused with jargon or conditions that need not apply
Easy online administration – you can manage your policy directly through our new online system Atradius Atrium. Together with Atrium you can quickly establish credit lines, notify us of claims, track progress and implement changes

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"Atradius helped us grow, improving services, boosting activity with old customers, and starting business with new ones."

Manage your Credit Insurance account online with Atradius Atrium

You can manage you policy directly through, Atradius Atrium. This new online platform currently works in tandem with Atrium, and allows you to notify us of claims, track progress and make changes in real time. Available at no extra charge for our credit insurance policy holders, Atradius Atrium is a secure, sophisticated web-based policy management service. As a fully integrated platform, it is designed to put you in control of your credit management processes.
With Atradius Atrium you can:

Manage credit limits and monitor debtor behaviour
Submit claims and supporting documents
Monitor invoice reports and manage credit terms
View policy conditions
Set up email alerts and online notifications.
View Atradius publications relevant to your buyer sector and country

Further details about how Atradius Atrium enables you to manage your Credit Insurance Policy at any time of the day, anywhere in the world can be found in English only on the Atradius Group website.

Trade and grow with confidence

One Credit Insurance policy, personalised options

Manage your Credit Insurance account online with Atradius Atrium

Support your Credit Insurance requirements in your local market